Appraisal services for Laurel Springs and Camden County homeowners

The top 7 reasons why NJ homeowners need Real Estate Appraisal Professionals:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Camden County or the state of NJ

Need help determining the price of your home in or near Laurel Springs, NJ?
Contact Real Estate Appraisal Professionals.

We at Real Estate Appraisal Professionals understand the special needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Real Estate Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you abolish unnecessary PMI insurance.

Challenge Tax Assessment

If you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from Real Estate Appraisal Professionals is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Real Estate Appraisal Professionals can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.